Monday 17 November 2014

“FIRE PREVENTION IS THE BEST INSURANCE”


“FIRE PREVENTION IS THE BEST INSURANCE”


We all know that Insurance is an arrangement by which a Company or the State undertakes to provide a guarantee of compensation for specified loss, damage, illness or even death in return of payment of a specified premium. Now the term has become common in our life. Today we pay lot of money as premium for the insurance of various valuable things from car to gold, from home to life and for what not!

Similarly the industries and  various other organizations now opt for Fire Insurance Policy for the entire movable and the immovable property located at particular premises and is paying a good amount of money as ‘premium’. There are various types of Fire Insurance coverage but above all the ‘FIRE PREVENTION INSURANCE POLICY’ is the best and in this policy none is to pay any premium but some care and attention. Fire is such a thing that has the ability to make us warm in our cozy home in the chilled weather and at the same time has the ability to make us homeless within a few seconds. FIRE is one of our basic tools in everyday life. We can hardly conceive a life without fire.  We use it from cooking up of different palatable dishes to the most complicated processes like internal combustion and electro-generation. FIRE is used in many more ways most scientifically from home to the industry, from the office to the restaurants, from the laboratory to the space research centers in some way or the other.  Fuels such as coal, natural gas or oil is burnt with the help of fire to get the source of energy or to produce steam that builds pressure and forces to turn the turbine, creating energy that supplies electricity. Fire is the root of all these processes. In some situation use of FIRE becomes the only practical solution to a problem but in others it is the worst possible alternative and poses an unacceptable threat of escape and destruction.

            So to eradicate fire hazard and to get the maximum possible benefits from this FIRE  PREVENTION  INSURANCE  we must all learn to cultivate fire safety awareness everywhere.  A scintillation of fire from any corner can turn thousands years of endeavour and civilization into ashes in a very short spell of time. Detecting a fire, as early as possible after it starts, is the most crucial step in protection from fire hazards. The three principal indicators of a fire are: (i) smoke, (ii) heat, and (iii) flame. The success of early detection of a fire lies in recognizing one or more of these indicators of a fire. Detection can be planned through (i) self-help by every person by being vigilant around him or her, (ii) a system of alert volunteers for a specific place like a forest or a coal go-downs or a crowded place like circus or a religious or social congregation, and (iii) automatic detectors or
sensors such as heat sensors or flame detectors or smoke detectors in multi-storeyed buildings, markets, cinema halls, hotels, factories, offices or computer centres because no place is immune to fire and every person has to be always alert to the possibility of a fire hazard.

            Gone are those when in case of any fire hazard the fire team had to locate the ponds and other water sources to combat with fire struggling inhumanely. Now for the advanced technology, they have totally improved their infrastructure and are using various tenders like Air Field Crash Tenders, Foam Tenders, Dry Chemical Power Tenders and many other extinguishing agents to combat with fire. Presently the high skilled professionals are fighting with fire most scientifically everywhere from the plant and industries, to the sky kissing buildings or in any remote corners of any localities to save the most valuable lives and properties without any caste and creed.                                           

                                 
Kanchan Kumar Chatterjee. OS (PG) ES-1’s Office. DTPS.

                                                                

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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